Talk:1971: Personal Data - Revision history

172.69.70.173 at 14:23, 28 March 2018

2018-03-28T14:23:32Z

These Are Not The Comments You Are Looking For at 11:06, 28 March 2018

2018-03-28T11:06:49Z

These Are Not The Comments You Are Looking For at 11:05, 28 March 2018

2018-03-28T11:05:11Z

141.101.107.114: Added a comment.

2018-03-25T18:44:57Z

Added a comment.

ProphetZarquon: White Hat may have no income?

2018-03-25T04:39:39Z

White Hat may have no income?

Striped-pad at 22:30, 24 March 2018

2018-03-24T22:30:46Z

Hkmaly at 22:26, 23 March 2018

2018-03-23T22:26:47Z

Kynde at 21:09, 23 March 2018

2018-03-23T21:09:53Z

Kynde at 20:59, 23 March 2018

2018-03-23T20:59:49Z

162.158.78.130 at 18:15, 23 March 2018

2018-03-23T18:15:29Z

← Older revision		Revision as of 14:23, 28 March 2018
Line 25:		Line 25:
	In healthy economy it's not necessary to force people who wants to save their money to spend it. Inflation is a way to force responsible people to behave just as irresponsible and short-sighted as government itself. But our current economy is build on debt and is definitely neither healthy nor intuitive ... nor sustainable ... see [https://www.youtube.com/watch?v=4AC6RSau7r8 Money as Debt] -- [[User:Hkmaly\|Hkmaly]] ([[User talk:Hkmaly\|talk]]) 22:26, 23 March 2018 (UTC)		In healthy economy it's not necessary to force people who wants to save their money to spend it. Inflation is a way to force responsible people to behave just as irresponsible and short-sighted as government itself. But our current economy is build on debt and is definitely neither healthy nor intuitive ... nor sustainable ... see [https://www.youtube.com/watch?v=4AC6RSau7r8 Money as Debt] -- [[User:Hkmaly\|Hkmaly]] ([[User talk:Hkmaly\|talk]]) 22:26, 23 March 2018 (UTC)
	:I completely agree about inflation being used to force responsible people to be irresponsible, and I think the description should be changed. But I've concluded that the Money As Debt film misdiagnoses our problems. There's nothing inherently wrong with debt – it just allows someone temporarily to use an IOU to buy goods or services before selling, while still committing them to selling goods or services later. Since sellers don't generally accept individuals' IOUs in payment, a prospective buyer who doesn't have any money yet goes to a bank, and offers their personal IOU in exchange for new IOUs from the bank. The bank's IOU is generally accepted by sellers, on the assumption that the bank is solvent. So money is a debt ''from'' a bank ''to'' the holder of the money, not the other way round. When the borrower has sold something later, the two debts between bank and borrower (one in each direction) can be written off. The ''real'' problem comes from people or corporations (whether commercial, charitable or government) writing IOUs which they can't or won't pay. For example, if banks make loads of loans to people with no income or assets, they rapidly become insolvent, meaning that their IOUs become worth less, perhaps much less. -- [[User:Striped-pad\|Striped-pad]] ([[User talk:Striped-pad\|talk]]) 22:30, 24 March 2018 (UTC)		:I completely agree about inflation being used to force responsible people to be irresponsible, and I think the description should be changed. But I've concluded that the Money As Debt film misdiagnoses our problems. There's nothing inherently wrong with debt – it just allows someone temporarily to use an IOU to buy goods or services before selling, while still committing them to selling goods or services later. Since sellers don't generally accept individuals' IOUs in payment, a prospective buyer who doesn't have any money yet goes to a bank, and offers their personal IOU in exchange for new IOUs from the bank. The bank's IOU is generally accepted by sellers, on the assumption that the bank is solvent. So money is a debt ''from'' a bank ''to'' the holder of the money, not the other way round. When the borrower has sold something later, the two debts between bank and borrower (one in each direction) can be written off. The ''real'' problem comes from people or corporations (whether commercial, charitable or government) writing IOUs which they can't or won't pay. For example, if banks make loads of loans to people with no income or assets, they rapidly become insolvent, meaning that their IOUs become worth less, perhaps much less. -- [[User:Striped-pad\|Striped-pad]] ([[User talk:Striped-pad\|talk]]) 22:30, 24 March 2018 (UTC)
		+
		+	Edited the impact stocks have on a person's tax reporting. The original explanation only referenced capital gains.

@@ Line 9: / Line 9: @@
 What does it mean "The US postal service prohibits sending cash by mail?" I checked, and I am pretty sure this is false. [[Special:Contributions/141.101.107.114|141.101.107.114]] 18:44, 25 March 2018 (UTC)
-: It IS legal to send cash by US mail unless it is for illegal purposes. In fact you can insure up to $50,000 worth if sent by Registered Mail. [http://faq.usps.com/?articleId=220775 "What are the Limits for Insuring Cash and Checks?"] I think it is safe for me to remove that statement from the Explanation.
+: It IS legal to send cash by US mail unless it is for illegal purposes. In fact you can insure up to $50,000 worth if sent by Registered Mail. [http://faq.usps.com/?articleId=220775 "What are the Limits for Insuring Cash and Checks?"] I think it is safe for me to remove that statement from the Explanation. [[User:These Are Not The Comments You Are Looking For|These Are Not The Comments You Are Looking For]] ([[User talk:These Are Not The Comments You Are Looking For|talk]]) 11:06, 28 March 2018 (UTC)
 ;New categories for this type of comic?

← Older revision		Revision as of 11:05, 28 March 2018
Line 9:		Line 9:

	What does it mean "The US postal service prohibits sending cash by mail?" I checked, and I am pretty sure this is false. [[Special:Contributions/141.101.107.114\|141.101.107.114]] 18:44, 25 March 2018 (UTC)		What does it mean "The US postal service prohibits sending cash by mail?" I checked, and I am pretty sure this is false. [[Special:Contributions/141.101.107.114\|141.101.107.114]] 18:44, 25 March 2018 (UTC)
		+	: It IS legal to send cash by US mail unless it is for illegal purposes. In fact you can insure up to $50,000 worth if sent by Registered Mail. [http://faq.usps.com/?articleId=220775 "What are the Limits for Insuring Cash and Checks?"] I think it is safe for me to remove that statement from the Explanation.

	;New categories for this type of comic?		;New categories for this type of comic?

@@ Line 7: / Line 7: @@
 :Yes of course, but if the title text is ascribed to him, then he seems to take it a long way. Based on previous White Hat comics, he often makes suck mistakes. I belive it is not seen like this. Not understanding the economy of your country/Stock market, is not a big issue if you don't trade stocks. Also not understanding what personal data is, may not change the way you protect your self with password or fire walls antivirus/spyware programs. But not paying taxes can get you in jail in the worst case, if it is perceived as fraud, rather than ignorance (White Hat) in which case a (huge) fine may be the result. So it is not the same... --[[User:Kynde|Kynde]] ([[User talk:Kynde|talk]]) 20:59, 23 March 2018 (UTC)
 :I don't recall ever seeing White Hat earn any money... Is it possible he has no income? [[User:ProphetZarquon|ProphetZarquon]] ([[User talk:ProphetZarquon|talk]]) 04:39, 25 March 2018 (UTC)
 ;New categories for this type of comic?

@@ Line 6: / Line 6: @@
 White Hat may be speaking facetiously to illustrate that Cueball and Ponytail's ignorance of personal data and the economy are as egregiously irresponsible as ignorance of taxes. [[Special:Contributions/162.158.78.130|162.158.78.130]] 18:15, 23 March 2018 (UTC) anaughtymaus
 :Yes of course, but if the title text is ascribed to him, then he seems to take it a long way. Based on previous White Hat comics, he often makes suck mistakes. I belive it is not seen like this. Not understanding the economy of your country/Stock market, is not a big issue if you don't trade stocks. Also not understanding what personal data is, may not change the way you protect your self with password or fire walls antivirus/spyware programs. But not paying taxes can get you in jail in the worst case, if it is perceived as fraud, rather than ignorance (White Hat) in which case a (huge) fine may be the result. So it is not the same... --[[User:Kynde|Kynde]] ([[User talk:Kynde|talk]]) 20:59, 23 March 2018 (UTC)
+:I don't recall ever seeing White Hat earn any money... Is it possible he has no income? [[User:ProphetZarquon|ProphetZarquon]] ([[User talk:ProphetZarquon|talk]]) 04:39, 25 March 2018 (UTC)
 ;New categories for this type of comic?

← Older revision		Revision as of 22:30, 24 March 2018
Line 21:		Line 21:
	; Economy		; Economy
	In healthy economy it's not necessary to force people who wants to save their money to spend it. Inflation is a way to force responsible people to behave just as irresponsible and short-sighted as government itself. But our current economy is build on debt and is definitely neither healthy nor intuitive ... nor sustainable ... see [https://www.youtube.com/watch?v=4AC6RSau7r8 Money as Debt] -- [[User:Hkmaly\|Hkmaly]] ([[User talk:Hkmaly\|talk]]) 22:26, 23 March 2018 (UTC)		In healthy economy it's not necessary to force people who wants to save their money to spend it. Inflation is a way to force responsible people to behave just as irresponsible and short-sighted as government itself. But our current economy is build on debt and is definitely neither healthy nor intuitive ... nor sustainable ... see [https://www.youtube.com/watch?v=4AC6RSau7r8 Money as Debt] -- [[User:Hkmaly\|Hkmaly]] ([[User talk:Hkmaly\|talk]]) 22:26, 23 March 2018 (UTC)
		+	:I completely agree about inflation being used to force responsible people to be irresponsible, and I think the description should be changed. But I've concluded that the Money As Debt film misdiagnoses our problems. There's nothing inherently wrong with debt – it just allows someone temporarily to use an IOU to buy goods or services before selling, while still committing them to selling goods or services later. Since sellers don't generally accept individuals' IOUs in payment, a prospective buyer who doesn't have any money yet goes to a bank, and offers their personal IOU in exchange for new IOUs from the bank. The bank's IOU is generally accepted by sellers, on the assumption that the bank is solvent. So money is a debt ''from'' a bank ''to'' the holder of the money, not the other way round. When the borrower has sold something later, the two debts between bank and borrower (one in each direction) can be written off. The ''real'' problem comes from people or corporations (whether commercial, charitable or government) writing IOUs which they can't or won't pay. For example, if banks make loads of loans to people with no income or assets, they rapidly become insolvent, meaning that their IOUs become worth less, perhaps much less. -- [[User:Striped-pad\|Striped-pad]] ([[User talk:Striped-pad\|talk]]) 22:30, 24 March 2018 (UTC)

← Older revision		Revision as of 22:26, 23 March 2018
Line 18:		Line 18:
	*[[905: Homeownership]]		*[[905: Homeownership]]
	What do you think of the ideas for categories, and do you have an idea for what the grown up issues category should be called? --[[User:Kynde\|Kynde]] ([[User talk:Kynde\|talk]]) 21:09, 23 March 2018 (UTC)		What do you think of the ideas for categories, and do you have an idea for what the grown up issues category should be called? --[[User:Kynde\|Kynde]] ([[User talk:Kynde\|talk]]) 21:09, 23 March 2018 (UTC)
		+
		+	; Economy
		+	In healthy economy it's not necessary to force people who wants to save their money to spend it. Inflation is a way to force responsible people to behave just as irresponsible and short-sighted as government itself. But our current economy is build on debt and is definitely neither healthy nor intuitive ... nor sustainable ... see [https://www.youtube.com/watch?v=4AC6RSau7r8 Money as Debt] -- [[User:Hkmaly\|Hkmaly]] ([[User talk:Hkmaly\|talk]]) 22:26, 23 March 2018 (UTC)

← Older revision		Revision as of 21:09, 23 March 2018
Line 6:		Line 6:
	White Hat may be speaking facetiously to illustrate that Cueball and Ponytail's ignorance of personal data and the economy are as egregiously irresponsible as ignorance of taxes. [[Special:Contributions/162.158.78.130\|162.158.78.130]] 18:15, 23 March 2018 (UTC) anaughtymaus		White Hat may be speaking facetiously to illustrate that Cueball and Ponytail's ignorance of personal data and the economy are as egregiously irresponsible as ignorance of taxes. [[Special:Contributions/162.158.78.130\|162.158.78.130]] 18:15, 23 March 2018 (UTC) anaughtymaus
	:Yes of course, but if the title text is ascribed to him, then he seems to take it a long way. Based on previous White Hat comics, he often makes suck mistakes. I belive it is not seen like this. Not understanding the economy of your country/Stock market, is not a big issue if you don't trade stocks. Also not understanding what personal data is, may not change the way you protect your self with password or fire walls antivirus/spyware programs. But not paying taxes can get you in jail in the worst case, if it is perceived as fraud, rather than ignorance (White Hat) in which case a (huge) fine may be the result. So it is not the same... --[[User:Kynde\|Kynde]] ([[User talk:Kynde\|talk]]) 20:59, 23 March 2018 (UTC)		:Yes of course, but if the title text is ascribed to him, then he seems to take it a long way. Based on previous White Hat comics, he often makes suck mistakes. I belive it is not seen like this. Not understanding the economy of your country/Stock market, is not a big issue if you don't trade stocks. Also not understanding what personal data is, may not change the way you protect your self with password or fire walls antivirus/spyware programs. But not paying taxes can get you in jail in the worst case, if it is perceived as fraud, rather than ignorance (White Hat) in which case a (huge) fine may be the result. So it is not the same... --[[User:Kynde\|Kynde]] ([[User talk:Kynde\|talk]]) 20:59, 23 March 2018 (UTC)
		+
		+
		+	;New categories for this type of comic?
		+	Do we need an economy category? Or a category about adults who have trouble dealing with grown-up issues, or still behave childlike? Here is a list that I just found from the first and following other links from there:
		+	*[[150: Grownups]]
		+	*[[219: Blanket Fort]]
		+	*[[616: Lease]]
		+	*[[1674: Adult]]
		+	*[[441: Babies]]
		+	*[[418: Stove Ownership]]
		+	*[[905: Homeownership]]
		+	What do you think of the ideas for categories, and do you have an idea for what the grown up issues category should be called? --[[User:Kynde\|Kynde]] ([[User talk:Kynde\|talk]]) 21:09, 23 March 2018 (UTC)

← Older revision		Revision as of 20:59, 23 March 2018
Line 5:		Line 5:

	White Hat may be speaking facetiously to illustrate that Cueball and Ponytail's ignorance of personal data and the economy are as egregiously irresponsible as ignorance of taxes. [[Special:Contributions/162.158.78.130\|162.158.78.130]] 18:15, 23 March 2018 (UTC) anaughtymaus		White Hat may be speaking facetiously to illustrate that Cueball and Ponytail's ignorance of personal data and the economy are as egregiously irresponsible as ignorance of taxes. [[Special:Contributions/162.158.78.130\|162.158.78.130]] 18:15, 23 March 2018 (UTC) anaughtymaus
		+	:Yes of course, but if the title text is ascribed to him, then he seems to take it a long way. Based on previous White Hat comics, he often makes suck mistakes. I belive it is not seen like this. Not understanding the economy of your country/Stock market, is not a big issue if you don't trade stocks. Also not understanding what personal data is, may not change the way you protect your self with password or fire walls antivirus/spyware programs. But not paying taxes can get you in jail in the worst case, if it is perceived as fraud, rather than ignorance (White Hat) in which case a (huge) fine may be the result. So it is not the same... --[[User:Kynde\|Kynde]] ([[User talk:Kynde\|talk]]) 20:59, 23 March 2018 (UTC)

← Older revision		Revision as of 18:15, 23 March 2018
Line 3:		Line 3:

	Added a very basic explanation, but I don't have the time to expand it or add links. Can someone work on it? [[User:Herobrine\|Herobrine]] ([[User talk:Herobrine\|talk]]) 06:01, 23 March 2018 (UTC)		Added a very basic explanation, but I don't have the time to expand it or add links. Can someone work on it? [[User:Herobrine\|Herobrine]] ([[User talk:Herobrine\|talk]]) 06:01, 23 March 2018 (UTC)
		+
		+	White Hat may be speaking facetiously to illustrate that Cueball and Ponytail's ignorance of personal data and the economy are as egregiously irresponsible as ignorance of taxes. [[Special:Contributions/162.158.78.130\|162.158.78.130]] 18:15, 23 March 2018 (UTC) anaughtymaus