Editing Talk:1820: Security Advice
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::::That's why these days even credit cards have PIN numbers. And actually, e-Transfers are one of the most secure things I take part in. On both sides of the transfer (i.e. both me and the person I'm paying) we each individually have to have a login setup with our banks, one which uses our bank card number and/or account number (hence part of the reason for a North American's aversion to letting anybody know what it is), and which includes a password like any other login. So, for a person to steal money from me by transfering it out of my account, they'd need my login name (if my bank uses one) or card number or account number - whatever the bank uses to figure out who you are online, plus having to know which one they need to know. The thief can't just set up a new login attached to my account, because I already have one, and banks don't allow a duplicate account. They would also need my password. And for a person to intercept my transfer, in addition to all that (for my recipient this time) they'd also have to intercept the email - which my recipient knows to expect, usually within minutes of when the email will arrive - but also they would need to know the answer to the question I set, which would usually be information you only share with the recipient. I'm reminded of Harry Potter And The Half-Blood Prince, where for security all good people came up with personal security questions to confirm each-others identities. In this case it can be as simple as "Where am I right now?", which you would have discussed when arranging payment, or "Where did we meet?" or "What teacher did we both have?", stuff like that. - NiceGuy1 [[Special:Contributions/162.158.126.76|162.158.126.76]] 05:53, 12 April 2017 (UTC) Mine too! [[User:NiceGuy1|NiceGuy1]] ([[User talk:NiceGuy1|talk]]) 05:07, 13 June 2017 (UTC) | ::::That's why these days even credit cards have PIN numbers. And actually, e-Transfers are one of the most secure things I take part in. On both sides of the transfer (i.e. both me and the person I'm paying) we each individually have to have a login setup with our banks, one which uses our bank card number and/or account number (hence part of the reason for a North American's aversion to letting anybody know what it is), and which includes a password like any other login. So, for a person to steal money from me by transfering it out of my account, they'd need my login name (if my bank uses one) or card number or account number - whatever the bank uses to figure out who you are online, plus having to know which one they need to know. The thief can't just set up a new login attached to my account, because I already have one, and banks don't allow a duplicate account. They would also need my password. And for a person to intercept my transfer, in addition to all that (for my recipient this time) they'd also have to intercept the email - which my recipient knows to expect, usually within minutes of when the email will arrive - but also they would need to know the answer to the question I set, which would usually be information you only share with the recipient. I'm reminded of Harry Potter And The Half-Blood Prince, where for security all good people came up with personal security questions to confirm each-others identities. In this case it can be as simple as "Where am I right now?", which you would have discussed when arranging payment, or "Where did we meet?" or "What teacher did we both have?", stuff like that. - NiceGuy1 [[Special:Contributions/162.158.126.76|162.158.126.76]] 05:53, 12 April 2017 (UTC) Mine too! [[User:NiceGuy1|NiceGuy1]] ([[User talk:NiceGuy1|talk]]) 05:07, 13 June 2017 (UTC) | ||
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